Frequently Asked Questions
There are only 3 easy steps to purchasing a property from Lifetime Properties USA.
- Place a down payment. This can be done through our website or by contacting us through email or phone. Our down payments are first come, first serve.
- Choose your payment option. A property can either be purchased with a single payment cash sale OR monthly installments through our financing option. Once you have decided which option is best for you, paperwork will be drawn up for your signature.
- Property closing. Once the property is paid for in full, we transfer the property into your name. The new deed will be sent to the county for recording. That’s it – You are the proud new owner of the land!
Yes! All properties for sale are owned or controlled by Lifetime Properties USA.
Yes we do. We offer easy seller financing to all buyers. There are no credit checks and pre-approvals in order to use our financing. Also, there are no prepayment penalties.
If you are financing a property, in addition to the monthly principal payment amount you will be charged prorated property taxes and a note service fee. We collect the property taxes each month you control the property and pay the county annually. The note service fee is used to pay a portion of the bank fees that are incurred from your payments. The note service fee is $10 and the prorated taxes are the “Approximate Yearly Taxes” divided by 12.
If you are paying cash for a property, depending on what is negotiated you could be charged a document fee and the costs incurred by closing through a title company. We normally pay all closing costs for cash purchases if the buyer chooses to close in-house with Lifetime Properties USA.
Each county and property has unique zoning restrictions. It is the buyer’s responsibility to confirm what is allowed on a property in accordance with the appropriate zoning. The county’s Zoning and Planning Department can answer all zoning questions.
You cannot live on a property while you are making payments. RVs, trailers, campers, etc. are not allowed on a property while you are making payments.
Generally, you are not able to alter the property in any way while you are making payments. This includes clearing trees, building any structures, etc. After the property is paid off and the deed recorded in your name, you are free to do anything on your property in accordance with the zoning.
No, we are not real estate agents or brokers. We are investors selling our own properties.
Unfortunately, no. We sell land across the county and are not local to all of our lots. Feel free to drive by any of our properties at any time to take a look for yourself! We can also provide GPS coordinates of the property boundaries upon request.
Yes, of course. Please contact us requesting a sample contract and we will provide it right away.